Car Financing UAE | Al Qassem Group

Payment Solutions

Drive Now, Pay Smart

At Al Qasim Automotive Group, we believe that owning your dream vehicle should be straightforward. Our dedicated financing team works with the UAE's top banks to structure a payment plan that fits your lifestyle — not the other way around.

Whether you are a UAE resident, GCC national, or an overseas buyer, we have a financing solution tailored for you. Approvals as fast as 24 hours with minimal documentation.

2.99%

Starting Rate

60 mo

Max Tenure

24h

Approval Time

80%

Max Loan Value

Plan Ahead

Monthly Payment Estimator

Get an instant indication of your monthly instalments. Speak to our advisors to formalise your application.

Vehicle Price (AED)

Down Payment (AED)

Tenure

Interest Rate (%)

AED 11,856

estimated monthly payment

Indicative only · Subject to bank approval

How to Apply

Choose Your Vehicle

Browse our inventory and select the vehicle you wish to finance. Our advisors can assist in finding the right match within your budget.

Submit Documentation

Provide Emirates ID, salary certificate or bank statements (3 months), and passport. We handle the rest.

Receive Approval

Our team liaises with the bank directly. Most approvals are received within 24–48 hours.

Drive Away

Sign your agreement, collect your keys, and drive. We handle registration and insurance in parallel.

Financing Options

Choose Your Plan

Standard Bank Loan

Partnered with Emirates NBD, ADCB, FAB, Mashreq, and RAKBANK. Fixed rates, transparent terms, no hidden fees.

Islamic Finance (Murabaha)

Shariah-compliant financing through Dubai Islamic Bank and Abu Dhabi Islamic Bank. Structured for ethical, interest-free ownership.

Balloon Payment Plan

Lower monthly instalments with a final lump-sum payment. Ideal for clients who prefer cash-flow flexibility and plan to upgrade or trade-in at term end.

In-House Installments

For selected pre-owned vehicles, Al Qasim offers direct installment plans with no bank involvement. Flexible schedules tailored to your situation.

GCC National Scheme

Preferential rates and extended tenures available for GCC nationals purchasing in the UAE. Speak to our advisors for full eligibility details.

Business / Fleet Finance

Corporate clients can access fleet financing solutions for multiple vehicles with consolidated billing, volume discounts, and dedicated account management.

Common Questions

Financing FAQs

What documents do I need to apply?

UAE residents require an Emirates ID, passport copy, 3-month bank statement, and salary certificate. Self-employed applicants need trade licence and audited financials.

How quickly will I get approved?

Standard approvals take 24–48 hours. Pre-approvals for our regular clients can be arranged in advance so you can shop with confidence.

Can I finance a pre-owned vehicle?

Yes. Most UAE banks will finance pre-owned vehicles up to 5 years old. Our advisors can advise on which vehicles are eligible and at what rates.

Is there a minimum salary requirement?

Requirements vary by bank, typically AED 10,000–15,000 per month for standard loans. We can match you to the right institution based on your income profile.

Can I settle my loan early?

Early settlement is permitted with most of our banking partners. A small early settlement fee may apply — our team will advise you upfront before you sign.

Do you offer financing for overseas buyers?

For non-UAE residents, we offer in-house installment plans for selected vehicles. International wire transfer and full cash purchases are always welcome.

Car Financing in UAE